Tips & Resource List for Travel Insurance for full time travelers
Travel insurance can be a lifesaver, but finding the right travel insurance plan can feel like navigating a foreign airport. Fear not, fellow explorers, we’ve been there and wrote a detailed blog post about the sticker shocker of travel insurance for full time travelers!
We’re Jeff and Sandra, full-time travelers and budget travel bloggers. You might remember reading about how we sold almost everything to travel the world, but we’re not rich by any stretch of the imagination! We travel on a very modest budget, just like you.
We created this resource to help you unearth the perfect travel insurance plan for your next adventure. From comparison websites to top providers, this list has everything you need to find the best travel insurance coverage without getting lost in the details. So, grab your metaphorical compass, and let’s dive into the world of travel insurance resources!
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List of Travel Insurance Comparison Websites
- Squaremouth: Compares plans from a variety of major travel insurance providers
- InsureMyTrip: Offers a user-friendly platform to compare plans and get quotes
List of Travel Insurance Providers
- Allianz Travel Insurance – Offers various travel insurance plans and some plans with medical expense coverage
- AIG Travel Guard – Provides travel insurance plans with different coverage options, including medical benefits
- Blue Cross Blue Shield – Some Blue Cross Blue Shield plans offer travel medical insurance add-ons (call your Blue Cross Blue Shield company to find out what your benefits are)
- IMG Global – offers a broad range of insurance products and specialize in international health insurance plans for expats and individuals living abroad (this is who we ended up using!)
- Travel Insured International – Specializes in travel medical insurance and offers various plans with different coverage levels
- VisitorsCoverage – provides travel insurance for millions of global travelers in over 175 countries
Considerations When Choosing a Travel Insurance
- Comparison Sites vs. Direct Providers: Comparison websites allow you to compare plans from multiple providers in one place, while going directly to a travel insurance provider might offer more specific plan details and promotions.
- Read Reviews: Before purchasing any travel insurance plan, take some time to read reviews from other customers to get insights into their experience with the provider and the claims process.
- Get Quotes: Use comparison websites or contact different providers directly to get quotes and compare coverage details and pricing.
Additional Tips
- Read the Policy Wording Carefully: Make sure you understand exactly what is and is not covered by the travel insurance plan before you purchase it. Pay close attention to exclusions, deductibles, and coverage limits.
- Consider Your Needs: Choose a travel insurance plan that offers the level of coverage that best suits your trip type, budget, and risk tolerance.
- Pre-existing Medical Conditions: If you have any pre-existing medical conditions, disclose them clearly when applying for travel insurance. Not doing so could void your coverage.
Disclaimer: This blog post highlights some of the valuable resources we found while searching for travel insurance. It’s not an exhaustive list, and there might be other reputable comparison websites and travel insurance providers available. We encourage you to conduct your own research to find the best fit for your specific needs.
